Workers' Compensation
Have you or a family member suffered an injury or loss of life while on the job? Are you or a family member suffering from an occupational related disease? If so, you have the right to Workers’ Compensation Benefits. Even “minor” injuries can result in large settlements. It is important to understand your rights. The skilled Workers’ Compensation attorneys at Malamut & Associates can help you.
At Malamut & Associates, we have a skilled team of attorneys with extensive experience with Workers’ Compensation claims and litigation in New Jersey. Our attorneys immediately move to identify the important issues and concerns for injured workers. We recognize that most injured workers rely upon their weekly paychecks to support themselves and their families. We aggressively and effectively represent injured workers. Our Lawyers and staff apply a common sense approach to obtaining all possible benefits for our clients. While we encourage you to report your injury right away, we recommend that you talk to one of our highly competent attorneys prior to discussing the injury with your employer’s insurance carrier. Insurance carriers are businesses whose job it is to make and save money. They do not always have an injured person or their family’s best interests in mind when evaluating a claim. Our outstanding reputation has been built upon obtaining positive results for our clients. We pride ourselves on the fact that our biggest source of new clients is referrals from former and current clients. LET OUR EXPERIENCE WORK FOR YOU.
A History of Workers’ CompensationWorkers’ Compensation was the first form of social insurance to become available across the United States. By design, it provides cash benefits and medical care to employees who have suffered a work related injury or disease. It can also provide survivor benefits to the dependents/families of workers whose deaths directly resulted from a work related accident or disease.
The federal government was the first to establish a Workers’ Compensation program. The program covered their civilian employees with an act that was passed in 1908. This early form of Worker’s Compensation provided benefits for workers engaged in hazardous work. The rest of the federal employees were covered in 1916. Nine states enacted Workers’ Compensation laws by 1911. And by 1921, only six states had yet to pass Workers’ Compensation laws. Today, every state has their own programs and laws. The federal government covers its employees through its own separate program.
According to the most recent statistics available, national payments under Workers’ Compensation programs totaled more than $61.8 billion in 2012, which was a 1.3% increase from the 2011 benefit figure of $61.0 billion. In 2012, medical benefits accounted for $30.8 billion, and wage loss compensation accounted for $31.0 billion. The latter amount includes payments to disabled workers and the survivors of deceased workers.[1] General consensus is that these figures will continue to rise as the population and workforce numbers increase over time.
The Three Types of Workers’ Compensation Benefits in New Jersey In New Jersey, injured workers may be entitled to three different types of benefits under Workers’ Compensation Law. Do not rely upon your employer to inform you of your rights to these benefits.
- Temporary Disability Benefits: wage benefits based upon the average gross weekly wage for 26 weeks prior to the date of injury up to a maximum amount of 70% of your weekly wage. Injured workers are entitled to temporary disability benefits so long as they are unable to perform their job as per the opinion of a physician. Medical Benefits: The injured worker is entitled to receive reasonable and necessary medical treatment to be paid for through Workers’ Compensation.
- Permanency Benefits: A monetary award based upon the disability in question. It is only necessary to prove that the injured area has not healed to function as it did prior to the injury occurring.
- If you have been injured on the job, contact Malamut & Associates today for a free consultation. We look forward to meeting you.
The retention of an experienced Workers’ Compensation attorney allows for an injured person to take on employers and their insurance companies, while maximizing their rights to benefits under the law. In Injured employees cannot trust that their employer or the employer’s insurance company will advise them in earnest. Insurance carriers are businesses whose job it is to make and save money. They do not always have an injured person or their family’s best interests in mind when evaluating a claim. If you were injured on the job, do not hesitate to inform your employer. However, we would recommend you speak with one of our skilled attorneys prior to making any statements to an insurance carrier. Malamut & Associates attorneys have handled thousands of Workers’ Compensation cases. We provide personal attention and counsel to our clients. We ensure that they receive all of the benefits to which they are entitled. The vast experience of our firm allows for creative and exceptionally thorough handling of your case.
References“Annual Statistical Supplement,2014” Social Security Administration http://www.ssa.gov/policy/docs/statcomps/supplement/2014/workerscomp.html
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CONTACT US
We offer free consultations in person at our Cherry Hill, NJ office, or we can come to you. All personal injury cases are handled on a contingency basis, meaning that you will not pay any attorney fees at all unless we secure recovery compensation on your behalf. If we are not the appropriate firm to help you, we will offer counsel as to your best options. A representative of the firm can be reached at (856)424-1808, 24 hours a day, 7 days a week, 365 days a year. We look forward to meeting you.